Expat & non-resident taxation

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Up to date with the 2026 Finance Act
Official sources cited and dated
Full contents shown before purchase
100% credited towards your mission
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PALIER 01 / 05

The starting point

The starting point: your French-source income declared correctly, from abroad.

Tax Return Kit (NR)

CSG at 7.5% instead of 17.2%, your French income declared in full with no omissions and no double taxation: the non-resident return done right, first time.

For whom: you receive French-source income (rental income, capital gains, salaries, pensions) and you have to declare it from abroad.

What you receive
PDF guide: step-by-step walkthrough of your 2042 NR return and its schedules
Online simulator: recoverable CSG and the tax you actually owe
Letter templates: CSG refund claim, form 3916
Dated calendar: the non-resident’s filing deadlines
View the contents
The guide
  1. The promise
  2. The right tax office: the SIPNR
  3. The filing timetable
  4. Which income to declare?
  5. The 20% / 30% minimum rate
  6. The average-rate option
  7. Social levies 7.5% or 17.2%
  8. Optimising rental income
  9. Foreign accounts (3916)
  10. Withholding tax
  11. French-source capital gains
  12. Cases by profile
  13. Cases by country of residence
  14. The mistakes that cost dear
  15. The complete checklist
  16. Letter templates
  17. Your calendar for the year
  18. FAQ
  19. Sources and updating
The letter templates
  1. Claim for social levies (reduced rate 7.5%)
  2. Request to apply the average rate
  3. Letter to attach your file and update details with the SIPNR
  4. Request for a withholding-tax refund
The simulators
  1. Minimum vs average rate
  2. Social levies
  3. Property regime
  4. Property deficit
190 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €190 Not sure? Take the assessment
PALIER 02 / 05

Your situation has its own rule

When your tax position depends on the nature of your income.

Retirement Kit

Up to €2,000 saved every year by combining the average-rate option with the exemption from social levies. Your pension taxed in the right place, your healthcare covered, your early return planned.

For whom: you receive or are about to receive a French pension while living abroad, or you are still weighing up which country to settle in.

What you receive
PDF guide: pensions, tax treaties, healthcare, average rate, country comparison
Online simulator: minimum rate versus average rate, purchasing power by country
Letter templates: six letters: CFE, average rate, PUMa, pension funds, tax office, CSG
Dated calendar: the annual timeline for the expat retiree
View the contents
The guide
  1. The promise
  2. Why retire abroad?
  3. Private pensions versus public pensions
  4. The trap of silent treaties
  5. Comparison of retirement countries
  6. The Caisse des Français de l’Étranger
  7. The expatriate retiree’s health cover
  8. Social security and the return home
  9. The average rate on French pensions
  10. Social levies on pensions
  11. Survivor’s pensions in an international context
  12. Planning ahead: where to place your retirement savings
  13. Cases by retiree profile
  14. The return to France at retirement
  15. The mistakes that cost dear
  16. The complete checklist
  17. Letter templates
  18. Your calendar for the year
  19. FAQ
  20. Sources and updates
The letter templates
  1. Application to join the Caisse des Français de l’Étranger (CFE)
  2. Request for application of the average rate (French-source pensions)
  3. Request for PUMa re-affiliation and cover on return (S1)
  4. Notification to the pension fund (change of residence)
  5. Request to be attached to the non-resident tax office
  6. Claim for exemption from social levies (CSG-CRDS)
The simulators
  1. Net pension
  2. Country comparison
  3. Healthcare
  4. Average rate
390 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €390 Not sure? Take the assessment

Cross-Border Kit

The right country of taxation, not both. Cross-border pay, apportionment, the Swiss, Luxembourg, Belgian and German regimes: the tax treaty applied to your situation, plus the quasi-resident status when it works in your favour.

For whom: you live on one side of the border and work on the other, and you want to secure your taxation and your social contributions.

What you receive
PDF guide: the cross-border mechanism, country by country
Online simulator: your tax depending on the country of employment
Letter templates: certificate of residence, quasi-resident status
Dated calendar: your cross-border filing deadlines
View the contents
The guide
  1. The promise
  2. Cross-border worker or resident
  3. Switzerland, canton by canton
  4. Swiss provision: second and third pillar
  5. The Swiss cross-border worker’s health insurance
  6. The cross-border worker in Luxembourg
  7. The cross-border worker in Germany (Grenzgänger)
  8. The cross-border worker’s remote working
  9. The cross-border worker’s social security
  10. The cross-border worker’s pension
  11. The permanent return to France
  12. Optimising your cross-border situation
  13. The mistakes that cost dearly
  14. The cross-border worker’s full checklist
  15. Letter templates
  16. Your calendar for the year
  17. FAQ
  18. Sources and update
The letter templates
  1. Request for a tax residence certificate (1983 agreement cantons)
  2. Exercise of the healthcare right of option (Swiss cross-border worker)
  3. Request for the capital payout of the second pillar before returning to France
  4. Declaration of remote-working days to the employer
  5. Request for a cross-border status certificate from the employer
  6. Request regarding withholding tax (Geneva and cantons outside the agreement)
The simulators
  1. Source taxation
  2. Second pillar (LPP)
  3. Remote working
  4. Healthcare
390 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €390 Not sure? Take the assessment

Crypto-Asset Kit

Your capital gains taxed where you truly reside. French flat tax, tax residence, disposals and swaps: the correct treatment of your crypto from abroad, with no reporting blind spots.

For whom: you hold or dispose of crypto while living outside France and you want to clarify your residence and your taxation.

What you receive
PDF guide: residence, disposals, exit, reporting of accounts
Online simulator: your taxable gain and the tax due
Letter templates: reporting of digital-asset accounts
Dated calendar: your obligations for the year
View the contents
The guide
  1. The promise
  2. Tax residence and crypto
  3. The French capital gains regime
  4. The taxable event
  5. Cleansing before the return
  6. Staking, lending, DeFi, airdrops, NFTs
  7. Mining
  8. The declaration
  9. The exit tax and crypto
  10. Gift and inheritance
  11. Do you need a company for your crypto?
  12. Country-by-country residence cases
  13. The mistakes that cost dear
  14. The complete checklist
  15. Templates and documents
  16. Your calendar for the year
  17. FAQ
  18. Sources and updates
The letter templates
  1. Digital-asset inventory and traceability
  2. Foreign-account declaration memo (3916-bis)
  3. Cleansing memo to give to your adviser
  4. Cover letter for the 3916-bis declaration
  5. Letter evidencing tax residence abroad
The simulators
  1. Occasional capital gain
  2. Cleansing before return
  3. Account reporting
  4. Staking income
390 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €390 Not sure? Take the assessment

SCPI Kit

Your SCPI income taxed at the right rate. Rental income, French or European units, withholding tax and treaties: the correct treatment of your SCPI when you hold it from abroad.

For whom: you hold SCPI units and reside outside France, with rental income to declare correctly.

What you receive
PDF guide: French and European SCPI, rental income
Online simulator: net yield after tax and levies
Letter templates: filing options on rental income
Dated calendar: the non-resident’s property income deadlines
View the contents
The guide
  1. The promise
  2. Why SCPI suits the non-resident?
  3. French SCPI: French-source taxation
  4. Worked example: a French SCPI in detail
  5. European SCPI: the major optimisation
  6. Central worked example: French versus European
  7. Detailed comparative table
  8. The tax treaty of your country
  9. The carve-up of units
  10. The SCPI in life insurance
  11. Buying SCPI on credit
  12. Reselling units and the capital gain
  13. Filing in practice
  14. Strategies by profile
  15. The mistakes that cost dear
  16. The complete checklist
  17. Letter templates
  18. Your calendar for the year
  19. FAQ
  20. Sources and updates
The letter templates
  1. Request for tax information from the management company (non-resident)
  2. Request for the average-rate election
  3. Claim for the reduced social-levy rate (7.5%)
The simulators
  1. French SCPI
  2. European SCPI
  3. French vs EU comparison
  4. Bare ownership / usufruct
390 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €390 Not sure? Take the assessment

Digital Nomad Kit

Your tax residence finally settled. The 183-day rule, home, centre of interests, permanent establishment: where you are truly taxable when you work on the move, and how to prove it.

For whom: you work remotely while frequently changing countries and your tax residence is unclear or open to challenge.

What you receive
PDF guide: tax residence, 183 days, permanent establishment
Online simulator: your status based on your days of presence
Letter templates: departure return, proof of residence
Dated calendar: tracking your days and obligations
View the contents
The guide
  1. The promise
  2. The myth of the residence-less nomad
  3. The nomad’s tax residence
  4. Establishing a residence abroad
  5. Where and how to set up your activity?
  6. The risk of permanent establishment
  7. International VAT
  8. Social contributions
  9. The nomad’s health cover
  10. Nomad visas country by country
  11. Receiving your income
  12. The return to France
  13. The mistakes that cost dear
  14. The complete checklist
  15. Letter templates
  16. Your calendar for the year
  17. FAQ
  18. Sources and updates
The letter templates
  1. Tax residence determination memo with evidence
  2. Notice to the departure tax office
  3. Certificate of activity carried out abroad
  4. Residence-evidence file to build
The simulators
  1. Residence test
  2. Structure
  3. VAT
  4. Social cover
390 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €390 Not sure? Take the assessment
PALIER 03 / 05

Your wealth at work

Your assets and equity compensation, optimised from afar.

Investor Kit (NR)

Your French rental property profitable, even from afar. Rental income on an actual-expense basis, non-residents’ capital gains on real estate, the 19% withholding and social levies: your property managed from abroad.

For whom: you own or are buying rental property in France while residing abroad.

What you receive
PDF guide: actual-expense regime, non-residents’ capital gains, tax representative
Online simulator: net yield and tax on the capital gain
Letter templates: actual-expense election, waiver of tax representative
Dated calendar: your property income and disposal deadlines
View the contents
The guide
  1. The promise
  2. Investing in France from abroad
  3. The non-resident mortgage
  4. Mortgage protection insurance
  5. SCI under income tax or corporation tax
  6. Personal ownership or SCI
  7. The taxation of rental income
  8. The non-resident LMNP
  9. Resale and capital gains
  10. Social levies at 7.5%
  11. Country-by-country cases
  12. Strategy-by-strategy cases
  13. SCPI and alternatives
  14. The errors that cost dearly
  15. The complete checklist
  16. Templates and letters
  17. Letters, roadmap and full profile
  18. FAQ
  19. Sources and updates
The letter templates
  1. Putting banks in competition (non-resident mortgage)
  2. Financing search mandate to a broker
  3. Request to apply the average rate
  4. Claim for the social levies at 7.5%
  5. Mandate to put banks in competition (non-resident)
  6. Request for mortgage protection insurance delegation
  7. Appointment of a tax representative for the resale
The simulators
  1. Borrowing capacity
  2. SCI: income vs corporate tax
  3. Rents & social levies
  4. Resale
490 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

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Stock Options & RSU Kit

Your shares taxed in the right place, at the right time. Acquisition gain, sale gain, French source or residence, free-share plans and foreign schemes: the precise treatment of your employee shareholdings on the move.

For whom: you hold stock options, RSUs or free shares and you are changing your country of residence.

What you receive
PDF guide: acquisition gain, sale gain, allocation by country
Online simulator: your taxation based on the vesting period
Letter templates: reporting of gains, employer supporting documents
Dated calendar: your exercise and sale deadlines
View the contents
The guide
  1. The promise
  2. Stock options, RSUs, BSPCE, free shares
  3. The calendar and its tax role
  4. Taxation in France (resident)
  5. Changing country during vesting
  6. Tax treaty and double taxation
  7. The impatriate regime applied
  8. Cleansing capital gains before the return
  9. The exit tax on leaving France
  10. US plans: NSO, ISO, US RSU
  11. Filing in France
  12. Optimisation strategies
  13. The mistakes that cost dear
  14. The complete checklist
  15. Letter templates
  16. Letters, roadmap and full profile
  17. FAQ
  18. Sources and updates
The letter templates
  1. Request for vesting history from the employer
  2. Pro rata temporis allocation memo (to attach to the return)
  3. Request for a certificate of tax paid abroad
  4. Letter to the US broker (statements and coordination)
  5. Request to the employer for the detailed plan and its tax qualification
  6. Declaration of disposal gains allocated between countries
  7. Instructing an international tax lawyer ahead of a transaction
The simulators
  1. Prorata temporis
  2. Capital gain on sale
  3. Impatriate regime
  4. Exit tax
490 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €490 Not sure? Take the assessment
PALIER 04 / 05

You are changing country

Leaving, returning, settling in: the shifts you must prepare.

Return Kit

Become a resident again with no nasty surprises. Switching to the French tax scale, return schemes, accounts and assets to regularise, healthcare to reactivate: your return prepared as a project, not endured.

For whom: you are moving back to France after time abroad and you want to anticipate the tax, healthcare and admin.

What you receive
PDF guide: residence regained, return schemes, assets
Online simulator: your tax before and after the return
Letter templates: re-enrolment, returning to the tax office
Dated calendar: the return timeline
View the contents
The guide
  1. The promise
  2. The return is won before the flight
  3. The impatriate regime (155 B)
  4. Purging capital gains before the return
  5. The non-resident mortgage signed before the return
  6. The first tax year split in two
  7. Tax wrappers: life assurance and PEA
  8. Foreign accounts to be declared
  9. Social levies and IFI on the return
  10. The 12-month timeline
  11. Cases by country of departure
  12. The return according to your profile
  13. The mistakes that cost dear
  14. The complete checklist
  15. Templates and documents
  16. FAQ
  17. Sources and update
  18. Additional letters
  19. Your month-by-month timeline
  20. Return glossary
  21. A complete journey, end to end
The letter templates
  1. Impatriation clause to insert in the employment contract
  2. Letter to the non-residents individuals tax office (transfer of residence)
  3. Broker competition request for mortgage and insurance
  4. Note on keeping the wrappers to give to your adviser
  5. Request to switch back to resident status with the tax office (return to France)
  6. Request for a borrower’s insurance delegation to the bank
  7. Claim for overpaid social levies (7.5% instead of 17.2%)
The simulators
  1. Impatriate regime
  2. Cleansing capital gains
  3. Non-resident mortgage
  4. Social levies 7.5 vs 17.2
690 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €690 Not sure? Take the assessment

Departure Kit

Leave without a tax debt behind you. Exit tax, departure return, unrealised capital gains, payment deferral: your move abroad mapped out, from your last day as a resident to your first as a non-resident.

For whom: you are leaving France and you want to secure your departure, especially if you hold high-value securities.

What you receive
PDF guide: exit tax, unrealised capital gains, payment deferral
Online simulator: your estimated exit tax and the deferral
Letter templates: departure return, deferral request
Dated calendar: the steps of your departure year
View the contents
The guide
  1. The promise
  2. Leaving is not an act, it is a process
  3. The residence criteria (art. 4 B)
  4. The exit tax (art. 167 bis)
  5. Pre-departure arbitrage
  6. The tax wrappers on departure
  7. What remains taxable in France?
  8. The departure filings
  9. Building your residence elsewhere
  10. Cases by destination
  11. Cases by profile
  12. Social security and health
  13. The 6 to 12 month timeline
  14. The mistakes that cost dear
  15. The departure checklist
  16. Letter templates
  17. Frequently asked questions
  18. Sources and updates
  19. Additional letters
  20. Your month-by-month timeline
  21. Departure glossary
  22. A complete journey, end to end
The letter templates
  1. Notification of departure to the tax office
  2. Request for deferral of payment of the exit tax
  3. Attestation of transfer of residence
  4. Information to the employer (departure abroad)
  5. Appointment of a tax representative
  6. Request for deferral of payment of the exit tax (destination outside the EU)
  7. Informing the bank about keeping or closing the accounts
The simulators
  1. Exit tax
  2. Cleansing capital gains
  3. Wrappers arbitrage
  4. French income
690 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €690 Not sure? Take the assessment

Impatriate Kit

The art. 155 B regime used to the full. Impatriation bonus, partial exemption, foreign passive income: the years of advantage maximised for the executive moving to or returning to work in France.

For whom: you are taking up a post in France after a period abroad and you may qualify for the impatriate regime.

What you receive
PDF guide: article 155 B, bonus, apportionment, passive income
Online simulator: your exemption and your taxable net
Letter templates: substantiation of the bonus, statement to the employer
Dated calendar: the duration and limits of the regime
View the contents
The guide
  1. The promise
  2. The most generous and most overlooked scheme
  3. The three eligibility conditions
  4. What is exempt?
  5. The two capping rules
  6. Worked examples by salary level
  7. The order of signatures
  8. The salary negotiation
  9. Changing employer
  10. The IFI of impatriates
  11. Interaction with the CDHR and other schemes
  12. Company officers and assimilated employees
  13. The return year by year
  14. The mistakes that cost dearly
  15. The complete checklist
  16. Templates and documents
  17. FAQ
  18. Sources and updates
  19. Additional letters
  20. Your month-by-month timeline
  21. Impatriation glossary
  22. A complete journey, end to end
The letter templates
  1. Request for an impatriation clause to the employer
  2. Bonus negotiation note (flat rate or real)
  3. Confirmation of the date and place of signature
  4. Annual filing memo for the impatriate regime
  5. Employer’s attestation of recruitment from abroad
  6. Letter declaring the exempt bonus to the tax office
  7. Request for an advance ruling on eligibility for the impatriate regime
The simulators
  1. Impatriation bonus
  2. Foreign passive income
  3. IFI on French assets
  4. Regime comparison
690 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €690 Not sure? Take the assessment
PALIER 05 / 05

The major operations

The big moves: a French company and international estate planning.

French Company Kit

Set up and run your French company remotely. Legal form, permanent establishment, dividends and treaties, corporate tax versus income tax: your structure built cleanly when you manage it from abroad.

For whom: you want to set up or hold a company in France while residing abroad.

What you receive
PDF guide: legal form, permanent establishment, dividends
Online simulator: corporate tax versus income tax, net dividends by country
Letter templates: incorporation formalities, certificates
Dated calendar: the incorporation and filing steps
View the contents
The guide
  1. The promise
  2. Subsidiary or branch
  3. Choosing the company form
  4. The non-resident director
  5. Registration step by step
  6. The business account
  7. VAT
  8. The holding company
  9. Remunerating the director
  10. Corporation tax
  11. The first hire
  12. Cases by type of project
  13. Cases by country of origin
  14. The mistakes that cost dearly
  15. The complete checklist
  16. Templates and documents
  17. Letters, roadmap and full profile
  18. FAQ
  19. Sources and updates
The letter templates
  1. Business account opening request
  2. Engagement letter to the chartered accountant
  3. Sole shareholder’s decision
  4. Simplified articles of association (framework)
  5. Extract of holding company articles (key clauses)
  6. Letter electing for corporation tax
  7. Request for an advance ruling on a contribution-disposal (apport-cession) transaction
The simulators
  1. Salary vs dividends
  2. Subsidiary vs branch
  3. Parent-subsidiary holding
  4. Corporate tax
790 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €790 Not sure? Take the assessment

Estate Planning Kit

Pass on your wealth across borders, without double taxation. International inheritance and gifts, tax treaties, bare ownership/usufruct, life assurance: your estate passed on at the best cost, despite the complexity across countries.

For whom: your wealth, your heirs or your residence are spread across several countries and you are planning your estate.

What you receive
PDF guide: international inheritance, tax treaties, bare ownership/usufruct
Online simulator: estimated duties by country and relationship
Letter templates: gift, beneficiary clause, bare ownership/usufruct
Dated calendar: the steps of planned succession
View the contents
The guide
  1. The promise
  2. Why cross-border complicates everything?
  3. Article 750 ter: the three grounds
  4. The deemed estate rule (6 years out of 10)
  5. Inheritance tax treaties
  6. The foreign tax credit (784 A)
  7. Allowances by family relationship
  8. Lifetime gifts
  9. Splitting of ownership (bare ownership and usufruct)
  10. Cross-border life assurance
  11. The Dutreil pact for the business
  12. The law governing the succession
  13. Country-by-country situations
  14. Global worked example: be caught out or plan ahead
  15. The mistakes that cost dear
  16. The complete checklist
  17. Templates and documents
  18. Letters, roadmap and full profile
  19. FAQ
  20. Sources and updates
The letter templates
  1. Letter of engagement to the notaire (cross-border estate review)
  2. Table to track gifts over 15 years
  3. Life assurance beneficiary clause (marker to adapt)
  4. Note on the professio juris (choice of law)
  5. Draft beneficiary clause for a split-ownership life assurance policy
  6. Letter of intent for a gift-partition to the notaire
  7. Request for cross-border coordination to the notaire
The simulators
  1. Gifts
  2. Bare ownership / usufruct
  3. Life assurance
  4. Inheritance duties
990 €credited against any engagement

Digital kit delivered at once, final and non-refundable purchase.

Buy - €990 Not sure? Take the assessment

Your questions before buying

Everything that matters before choosing your kit, in full transparency.

Are the kits up to date?
Yes. Each kit is up to date with the 2026 Finance Act, with official sources cited and dated, and it follows every new Finance Act.
What if my situation is complex?
The free diagnosis points you to the right kit. If your case goes beyond the kit, Le Cap and then a full assignment take over, and the kit price is credited.
Why is the purchase non-refundable?
Because the kit is digital and delivered immediately after payment. You know exactly what you receive before buying: the full contents are shown on every kit.
Does a kit replace personalised advice?
No. The kit provides the method, the calculations and the templates. For an analysis of your specific case, Le Cap or a full assignment handle that.
What happens if I move on to a full assignment?
Your kit price is deducted in full from the assignment. You never pay twice for the same step.
Personal analysis by a tax specialist

Le Cap, your situation analysed from A to Z

The kit gives you the full method. Le Cap is a tax specialist applying it to your real case: they analyse your situation, quantify your stakes in euros and hand you a dated action plan, delivered by email within 72 h. No generalities, your numbers.

  • A full diagnosis of your situation, explained in plain terms
  • Your levers ranked by priority and by quantified gain
  • A dated timeline of the actions to take, step by step
  • The stakes in euros, what your case earns or costs
  • Official sources cited for every point, verifiable
  • A follow-up question to clear your last doubt after reading
See the details
The diagnosis
  1. A full read of your tax situation
  2. Tax residence and applicable treaties
  3. Income, capital gains and assets concerned
  4. Risks and points of attention identified
The action plan
  1. Your optimisation levers, by priority
  2. The quantified gain or cost of each lever
  3. The dated timeline of the steps
  4. The exact order of the actions to take
Your deliverables
  1. The full written report (PDF)
  2. Official dated sources for every point
  3. A follow-up question after reading
  4. Le Cap credited in full towards your mission
1,490 €
credited in full towards your mission Order Le Cap → or start with the free diagnosis